Accessories are the easiest, lowest-cost way to change the entire feel of an outfit, but it's easy to either overdo it or default to the same pair of earrings every day. The trick is building a small, versatile collection rather than a large, matchy one.

Start with one statement piece — a bold necklace, a structured bag, or a distinctive belt — and let everything else in your accessory drawer be simple enough to pair with it. A good rule of thumb: if your outfit already has a strong focal point, keep accessories minimal; if the outfit is simple, that's your chance to accessorize boldly.

Belts in particular are underused — a well-placed belt can add shape to an oversized silhouette or break up a monochrome outfit without adding visual noise.